pass configs to file_tools for r+w over ssh.

pass TERM env.
default to ~ to in local and ssh backends.
ssh backend.

tools/terminal_tool.py

@@ -471,6 +471,8 @@ def _get_env_config() -> Dict[str, Any]:
     # is running inside the container/remote).
     if env_type == "local":
         default_cwd = os.getcwd()
+    elif env_type == "ssh":
+        default_cwd = "~"
     else:
         default_cwd = "/root"